USDA Loans on the Cheap!

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The Lowdown on USDA Loans...

Longstreet Financial

Our USDA Loan Rates Are Low & Our Process is Quick & Painless

The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.

Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history.

We’re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The USDA Loan Process

Here’s how our home loan process works:

  • Complete our simple USDA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a USDA Loan?

There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

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USDA Loans

Would you like to buy a house? USDA loans are one of the best mortgage options available. Though they may not be for everyone, USDA loan programs offer many benefits that other lending institutions don't provide such as down payment assistance and no private mortgage insurance (PMI). If you can't get a USDA loan, many other types of loans are available. Longstreet Financial has rates and payment plans for every situation. We provide information about all the options so that you can decide which is best for your family's needs. If you have any questions or need help with anything at all, contact us today!

What are the benefits of a USDA Loan

-USDA Loans are an excellent option for those who have a low credit score or current financial hardships.
- The USDA Loan is not subsidized which means the government will only guarantee up to 15% of your loan's value
- If you qualify, USDA offers loans at fixed interest rates and can be used with other financing programs such as FHA and VA loans

We’ll let you know what rate is right for you.

It may seem like a daunting task to go through the mortgage process on your own, but it doesn’t have to be. At Longstreet Financial, we will walk you through all of the steps necessary for you at no cost or obligation. All of our representatives are here to help answer any questions that you might have about your options.

Get Your FREE USDA Loan Quote Now!