Adjustable Rate Mortgages on the Cheap!

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Adjustable Rate Mortgages

An adjustable rate mortgage can be an excellent choice for people who need to buy or refinance their home in today’s tightening credit markets because it offers potential borrowers the opportunity to get into homeownership while rates are still low, and then take advantage of lower payments when interest rates eventually rise from their historic lows.

The adjustable rate mortgage is one of the most flexible mortgages available, and can be a valuable tool for people who are unsure about their home buying plans or just want to have more options in terms of how much they pay each month on their loan.

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The Lowdown on Adjustable Rate Mortgages...

Adjustable Rate Mortgage

Our Adjustable Rates Are Low & Our Process is Quick & Painless

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.

We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Adjustable Rate Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple Adjustable Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

The benefits of getting an adjustable rate mortgage

If you are looking to buy a home and the interest rates will be going up in the near future, it is smart to consider an adjustable-rate mortgage as well. The benefit of an adjustable-rate mortgage is that your monthly payments will adjust with the rates. If you have a fixed-rate loan and interest rates go up, your payment may not change, and it could be difficult to make ends meet because of this increase in bills. A variable-rate mortgage can also help you save money by making sure that when rates are low, you can save money by locking in a lower rate. Compare the different types of mortgages before choosing which one is best for you and your family. Longstreet Financial is here to help you learn more.

We’ll let you know what rate is right for you.

It may seem like a daunting task to go through the mortgage process on your own, but it doesn’t have to be. At Longstreet Financial, we will walk you through all of the steps necessary for you at no cost or obligation. All of our representatives are here to help answer any questions that you might have about your options.

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