Delaware Ohio Mortgage Company Serving Ohio and Florida

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Creative Home Mortgages is an ethical team of committed mortgage brokers, proud to provide home buyers with the stability and affordability their family needs for success in today’s market-driven economy!

Below is the average mortgage rates over the last 30 days. We can consecutively beat those rates every day by low overhead, low commission structure, and no added fees. contact us anytime to learn more.

We all know that buying a home is expensive, and it can be difficult to find the right mortgage rates. Luckily for you, Jason at Creative Home Mortgages has created a free service just for you! This website will help you compare rates from different lenders in minutes. We want to make this process as easy as possible so that we can help more people get into their dream homes!

As a team of talented and dedicated mortgage brokers serving Delaware, Ohio and Tampa, FL, we base our ethics on honesty and integrity.  When you’re ready to buy a new home, let our loan officers help! We’ll evaluate your current financial situation and determine what type of mortgage is best for you. Whether it’s credit score requirements or down payment size – we’ve got the right product at an affordable price point that fits within any budget range.
Unsure about which lender would be right for your needs? Our experts will take time understanding where YOU are in life so they can put together plans tailored just for You !

Why should you get a mortgage

Your future self will thank you for opting to go with a mortgage, even if it’s not just because of the tax benefits. Not only can you give yourself more financial flexibility in terms of how much money is allocated toward your home vs other investments than what there would be without an equity stake, but many homeowners get some relief from their taxes by itemizing deductions instead taking the standard deduction.

In addition to these two perks that we all know and love about mortgages, getting one also ensures that our homes are protected as well! A mortgage is a loan used to purchase a home. It’s typically repaid over the course of many years and has an interest rate that changes periodically. Mortgage rates are usually lower than other types of loans, like credit card or personal loan rates. A mortgage can be an excellent investment vehicle because it provides people with the opportunity to build equity in their property while paying down the principal balance on their debt at the same time.

The sooner you start saving for your future goals, the better off you’ll be when it comes time to retire! If you’re considering getting a mortgage, talk to your lender about how much money you might need and what type of programs they have available so that you can make informed decisions about which program is best for your situation.

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Ready to get started? We can help you find the right type of mortgage for your needs.

Find your mortgage options and compare rates with us today. We make it easy to find the perfect loan for you, so that you can enjoy peace of mind in knowing what’s ahead. Find out how much home loans cost by comparing different types and their features side by side.
Longstreet Financial is a company that helps people find the perfect loan options to meet their needs. We offer online mortgage calculators with different features so you can compare rates and find the perfect one for you.

Ever wonder if using mortgage brokers are better than banks? Well, brokers aren’t afraid to fight for their clients to get the lowest rates possible. Banks expect you’ll negotiate with them or accept the given rate; however mortgage brokers are more likely willing and able get a better interest rate! Find your mortgage options and compare rates with us today. We make it easy to find the perfect loan for you, so that you can enjoy peace of mind in knowing what’s ahead. Find out how much home loans cost by comparing different types and their features side by side.

Longstreet Financial is a company that helps people find the perfect loan options to meet their needs. We offer online mortgage calculators with different features so you can compare rates and find the perfect one for you. Ever wonder if using mortgage brokers are better than banks? Well, brokers aren’t afraid to fight for their clients to get the lowest rates possible. Banks expect you’ll negotiate with them or accept the given rate; however mortgage brokers are more likely willing and able get a better interest rate! 

What are the costs of using a broker for mortgages?
Mortgage brokers can earn up to 2.75% from their clients’ loans, and borrowers pay 1-2%.

When looking to buy a house, you should try to get your mortgage through a broker. Using brokers can be more expensive in the short term because they charge fees. But if they find you an inexpensive deal on your home loan, it could save thousands of dollars over time and help pay for itself enough times that when compared with other mortgages might indicate which option is less costly overall.

Longstreet Financial offers loans to help you manage your financial problems

30 Year Fixed Mortgage

Are you looking for a 30 year fixed mortgage? Longstreet Financial provides the best rates in the industry! Get started with our FREE online Mortgage Quote tool to compare terms and rates.
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15 Year Fixed Mortgage

A 15 year fixed mortgage is one of the most popular types of mortgages available. This type of loan offers a low monthly payment, and it’s also easier to qualify for than many other options. As a result, a 15-year fixed mortgage is an excellent option for the right borrower. The monthly payment on a 15 year fixed rate can be lower than other types of mortgages, like 30 or 20 years.
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Adjustable Rate Mortgage

Adjustable Rate Mortgages are designed for borrowers who may be unsure about the future direction of interest rates. Adjustable Rate Mortgages are also a good option for borrowers who need to adjust their mortgage payments as interest rates change.
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FHA Loans

In the last few years, FHA has been one of the most popular ways for Americans to get a mortgage. In fact, it's estimated that more than half of all mortgages originated in 2013 were FHA loans. They're so popular because they offer an easier approval process and lower down payment requirements, which is great if you're new to home-buying with little savings or don't have a very high income.
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VA Loans

Longstreet Financial is proud to be one of the top VA lenders in Delaware. We offer both purchase and refinance options for our military members, veterans, and their families. And since we don't charge any fees with our service you can shop around without penalty! All loans are subject to approval which may result in a loan not being approved.
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Jumbo Loans

Jumbo loans are the type of home loan designed for borrowers with a high net worth, or those who need funds to cover a large down payment. This is often useful when you have been turned away from conventional mortgages because of your income level or credit score. As such, they're usually reserved for people with very high incomes.
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We are your trusted partner and advocate, we help you get the right mortgage for you.

We research and compare mortgage rates for you with the lenders we work with. You'll receive personalized recommendations that are right for your financial situation and offer tips on how to make home ownership more affordable. Whether you're buying a home, refinancing or looking into an equity loan, our Mortgage Team can help!

Longstreet Financial simplified the mortgage process

We make it easy to find the best financial partner, so take a few minutes and compare current interest rates from top lenders in your area. Before you know it, you could be in your dream home! After comparing, you can find out the average monthly payment of a mortgage with an interest rate and down payment. Mortgage rates depend on what type of loan (fixed or variable), term length (15 years of 30 years) and credit score.

We’ll let you know what rate is right for you.

It may seem like a daunting task to go through the mortgage process on your own, but it doesn’t have to be. At Longstreet Financial, we will walk you through all of the steps necessary for you at no cost or obligation. All of our representatives are here to help answer any questions that you might have about your options.

Get a FREE Rate Quote Now!